HERE IN THE USA, the united states of advertising, each one of us is assigned a numerical value by the corporate lords and masters who own and operate us. In fact, we are all assigned at least three numerical values; i was almost thinking four, but, no, come to think of it, its just three.
And not only that, but all three of them have very clever sounding names: equifax, transunion, experion. For some strange reason, it seems like there was another one, or ought to be. Oh well. Sometimes you wonder where these corporations get these crazy sounding names.
and just who in the hell are equifax, transunion, experion? Gods? video games? Experion, the slayer of mighty Zeus! are they small groups of enlightened simple decision makers, like the federal reserve board? Or, perchance, huge mainframe computers, deep underground, at a secret well guarded location?
I don't even remember at what point during my life i started receiving a "credit score", as they are called. Was it at birth? Probably not that early, but when? Upon issuance of a social security card? You get one of those when you decide to go get one, right? What if you never get a social security card? Do you remain unkown to ye gods?
Maybe it happens the first time a person opens a bank account, or buys something, or...whatever. I've been receiving notices in the mail concerning my credit score for years now, and have always been curious as to why, and what its all about. I wonder when it all started....
Right now all three of my scores are just below eight hundred, which is quite good, so it seems. At times, mine have been lower, but, for whatever reason, i seem to be currently in favor with the corporate masters on high.
the fact that credit scoring is used throughout much of the world and that it facilitates lending and hence healthy free market economic activity proves only that american corporate imperialism presently prevails.
and now, you russians are joining the game! aint it grand, the cut throat chaos and uncertainty? the time will come when you will miss ye olde soviet union, economically, if you don't already. and what about you chinese? thinking of hopping on board the corporate credit score bandwagon, are you?
even now you chinese are discovering that state controlled capitalism, or mercantilism, or fascism, or whatever you wanna call it, has its own problems. Namely, planned capitalism does not create equality, planned or otherwise. do you by chance miss the old, communist agrarian china? or even the closed off feudal china?
I frankly do not give a rat's ass what my credit scores are, who decides what they are, who issues them, or who uses them for what. I can hear the arguments now: its in your personal best interest to keep your score high through responsible money management,
the system serves us all, it makes the economy function smoothly for everyone, and enables your friendlsy corporate world to offer you, the valued consumer, more and better choices and opportunities.
To me nothing could be more obvious than the fact that these credit scores are yet another way of ranking, regimenting, organizing and controlling us, the unwashed masses. Equally certain is that nobody wants to hear this, or believe it, not even the regimented and controlled masses themselves. Sheep do not like to flaunt their sheepishness.
I've only bought one house in my life, and i still live in it, and do not plan to buy another. I might own one more car before i die, and i will buy it from somebody willing to sell it to me, regardless of credit score. so i just don't care. screw these false gods!
and it may be that there is no such thing as a satisfoactory political or economic system. But can't there be something better than this, for heaven's sake?May we all reject their chains and tyranny!
<whew> I feel better now...but i still say, my fellow servants, the corporations should not judge us; we should judge them.
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