Tuesday, March 31, 2020

Medicaring: Covering the Gap

AT THE STROKE of midnight, as March 31 magically transforms into April 1, my health insurance expires, and, a mere moment later, Medicare kicks in. I will have arrived. Thus is called into question teh very nature of time, which at best can be described as the human mind's way of organizing its perception of the motion of matter into past, present, and future. Conventional wisdom has it that there is no past or future, but only a "great eternal present". The opposite may be true. Where the sea meets the sand on the shore, there is only sea and the shore, nothing in between. It is the present which may be illusory, and the past and future may be all that is real. Time is either a continuous flow, like a river, or an infinite series of incremental moments, like light. But, I digress. Back to Medicare. In theory, the very moment my current health insurance expires, Medicare kicks in.Masterful timing, if I do say so myself. However, a troubling thought, perhaps inconsequential. Perhaps there are indeed gaps in the incremental passage of time, and perhaps my current health insurance expires tonight just as one moment ends, and just before the moment before Medicare kicks in, in that microscopic moment between moments, I suffer a sudden serious illness, a heart attack, or a stroke..but survive. The illness, in theory, will have occurred at the exact moment, or lack of moment, when I was fleetingly uncovered by insurance. Both my former provider, and my new provider, the United States government, will be free of any responsible for what may amount to hundreds of thousands of dollars in medical expenses. never put it past an insurance provider to find an opening by which to escape exposure to liability and responsibility,including the U.S. government, particularly at a time when it is plunging ever deeper into national debt, seeking to preserve the solvency of its constituency.My only hope is that I neither have any sudden, uncovered illness at precisely the wrong time, that i don't have any illness at all, that I have it while covered, which is almost all the time, or that it kills me.

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