Dreaming Of Reasonable Regulation, and Good Judgment, Albeit Vainly

EVERYONE WHO HAS EVER had a credit card, wised up, and cut it up, knows exactly how exorbitant interest rates for the damned things are. Downright usurious. They (our corporate masters) do this because its perfectly legal, there's a market for it - in short, because they can. Sometimes one wonders why they can, why we the people allow them, by providing the market, and refusing to enact the necessary regulatory legislation. In America we worship the concept of the free market, and although we regulate it somewhat, we do so sparingly, cautiously, so as not to upset our masters. we make mistakes, sometimes over regulating, more often under regulating. It should probably be legal in New York city to drink large paper cups full of cold, syrupy, sugar laden, heavenly caffeinated soda pop, and if memory serves, it finally, at long, litiganous last, is. it should probably be illegal to charge excessive interest rates on credit cards, merely to protect the average American consumer from the consequences of his own poor judgment, which, though regrettable , we must sometimes do. Maybe credit cards should treated the same as guns, drugs, and abortions should be; perfectly legal, with reasonable regulation, but relatively rare, owing to the soundness of judgment of the average American decision maker. Good luck with that, and don't hold your breath. So here's what we can do to strike a blow against tyranny and usury. We can all cut up our credit cards, and refuse to replace them. Consider it an act of, shall we say, organized free enterprise. consumers have the right to communicate and organize too, you know. heaven only knows our corporate owner/masters do enough of it. And while we're at it, let's jump start the "Occupy Wall Street" movement. That was fun. Ah, the good ole days... Let's do it now, in the name of freedom and liberty! All together now...